| Aperture | Ask any high-risk provider | |
|---|---|---|
| Whose account | Your own Stripe account. You are the business making the sale. | Whose name is the account in? |
| Pricing | Published: 3.25% / 2.75% / 2.25% platform fee plus Stripe's standard fees | Is the full rate published? What's added on top? |
| Monthly or setup fees | None | Are there monthly, setup, statement or closure fees? |
| Reserves | Aperture holds no reserves | Is there a rolling reserve? What percentage, and for how long? |
| Minimum volume or history | None. New stores welcome. | What volume or processing history do you require? |
| Compliance help | Free scan before you apply, then weekly re-scans | Do you check my site, or only approve or decline it? |
| Who holds your money | Stripe pays your bank directly. Aperture never holds funds. | Where do my funds sit, and when are they paid out? |
Note: Stripe, like any processor, makes its own decisions on accounts and can act on them under its own rules.